Personal Finance After 50 For Dummies by Eric Tyson & Bob Carlson

Author:Eric Tyson & Bob Carlson
Language: eng
Format: epub
ISBN: 9781119118831
Publisher: Wiley
Published: 2015-11-02T20:23:20+00:00

What are your cash flow needs?

If you need access to your benefits to pay expenses before you’re eligible for full benefits, you probably have no choice but to begin receiving benefits early. If you’ve left the workforce — whether through choice or circumstances — you may have limited sources of income. You may need to begin Social Security retirement benefits in order to pay living expenses as early as 62. Someone who still is in the workforce but on a part-time basis or at a reduced income also may need to begin benefits to meet expenses. If, however, you can continue to work and have investments or pensions that generate enough income to support your standard of living, you can afford to hold off on receiving benefits until your FRA or later.

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